by Daniel | Last Updated December 8th, 2021
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Do you like the idea of having a low-cost travel credit card that has a generous sign-up bonus and points earning structure? If you do then keep reading.
In this article, I’m going to review and compare two JetBlue Credit Cards from Barclays Bank.
I’ll go over what each card costs on an annual basis, the benefits and user perks, and then I’ll decide which card offers the most value.
Who Are These Cards Good For?
The JetBlue credit cards are perfect for frequent travelers that specifically travel with JetBlue.
Both cards offer a decent signup bonus, a few nice benefits and the ability to earn points from using the card for everyday purchases.
Annual Fee
So next up, let’s take a look at what these cards will cost you on an annual basis.
And starting with the entry-level JetBlue credit card you won’t have an annual fee, and although this might sound like a good thing, it does restrict how much value you can squeeze out of the card compared to the Plus card.
Next up, with the JetBlue Plus credit card you will have an annual fee of $99.
And considering the sign-up bonus and benefits that come with this card, I don’t think its to expensive.
APR
Now let’s take a look at the APR of each card, and for this section, both cards carry the same APR and are both based on what your creditworthiness is, and will vary with the market based on the Prime Rate.
To begin with, you will get a 0% introductory APR for the first 12 billing cycles for a balance transfers.
After this, it will be either 15.99%, 19.99%, or 24.99%
The APR for Purchases has the same range of percentage rates.
And the APR for Cash advances will be 25.24%.
For balance transfers, the standard card has a fee of either $5 or 3% of each transfer (whichever is greater).
And the JetBlue Plus card charges either $5 or 5%.
Sign-up Bonus
So now let’s take a look at what sign-up bonus you will receive with each card.
And it’s worth noting the JetBlue points are worth approximately 1.3 cents per point.
Starting with the entry-level JetBlue card you will get 10,000 bonus points after you spend $1,000 within the first 90 days of opening the account.
And these points are worth about $130, which is pretty decent.
Next up, with the JetBlue Plus Card, you can earn 70,000 bonus points after you spend the same $1,000 in the first 3 months of opening the account.
And these points are worth approximately $910, which in my opinion, is really good value.
So the JetBlue Plus card clearly offers more value than the entry-level card, and more than covers the cost of the $99 annual fee.
Earning Points
Next up, let’s take a quick look at how you can earn points with each card.
Starting with the standard card you will earn 3x points per dollar spent on JetBlue purchases which include airline tickets, goods, and services.
Next up you will earn 2x points at restaurants and eligible grocery stores. But just note that stores such as Target, Costco, and Walmart are not included.
After this, all other purchases will receive 1 point per $1 spent.
Now with the JetBlue Plus card, the only difference is that you will earn 6x points on JetBlue purchases.
All other purchases will receive the same points per dollar spent as the entry-level card.
So for this section, the JetBlue Plus card offers a higher points earning potential only if you travel with JetBlue.
Benefits and User Perks
Next up, let’s go through all of the benefits that come with each card.
And starting with the JetBlue card you will receive 50% off food and alcohol purchases that are made on JetBlue flights.
You will be covered by $0 fraud liability which basically means that you won’t be held accountable for any unauthorized charges that are made to your card assuming you report it to Barclays.
Your points will never expire if you keep the account open.
And finally, there are no foreign transaction fees.
Next up, with the JetBlue Plus Card, you will earn an additional 5,000 bonus points for each card anniversary which are worth $65.
You will also receive a $100 annual statement credit if you purchase a JetBlue vacations package that is worth more than $100.
There is the same 50% discount on food and beverages on JetBlue flights.
Your first checked bag will be free for you and 3 travel companions that are on the same reservation when you use your card to pay.
Next up you can get Mosaic Benefits if you spend $50,000 in a calendar year.
Mosaic is JetBlus’s highest level of membership which comes with some pretty nice perks.
First of all, you will receive an extra 3x points on JetBlue flights (which means you will earn 9x points)
You will also get your first 2 checked bags free for you and an eligible travel companion on JetBlue flights.
There is early boarding through a dedicated lane which gives you early access to overhead bin storage before everybody else boards the plane.
You will receive free inflight alcoholic beverages on all JetBlue flights.
There is the same 0% fraud liability protection as the standard card.
And finally, there is a dedicated 24/7 customer service line that you can use.
So for this section, the JetBlue Plus card clearly offers more value than the entry card.
Final Thoughts
So what are my thoughts about the JetBlue Credit cards?
Personally, I think that the JetBlue Plus card is definitely the card to get if you are considering either card.
It offers so much more value the the standard card.
First of all its sign-up bonus is worth almost $800 more, you have the ability to earn more points if you fly with JetBlue and the benefits and user perks far outweigh what you get with just the standard card.
If you’re not that keen on flying with JetBlue another card that has an even better signup bonus and even more benefits and user perks is the new Chase Aeroplan card.
It costs $95 per year which is slightly cheaper than the JetBlue Plus card, the only thing to keep in mind is that you will need to spend $4,000 in the first 3 months to receive the sign-up bonus, which is 4 times more than what you have to spend with the JetBlue card to receive its bonus.
And if you would like to see my review of this card you can see it here.